Stop. Check.
Then click.
Three clues that an email, text, or pop-up is not what it claims to be.
The scammer’s favorite tool is not malware. It is urgency.
“Your account will be closed.” “Pay this invoice today.” “Someone has accessed your computer.” Messages like these are designed to make you react before you think.
Did you expect it?
Unexpected invoices, password resets, delivery notices, and security alerts deserve a second look.
Is it rushing you?
Real companies rarely demand immediate payment or threaten to close an account within minutes.
Can you verify it another way?
Do not use the link or phone number in the message. Open the company’s app, type its website yourself, or call a number you already trust.
THE 10-SECOND RULE
Stop long enough to break the urgency.
Never share a verification code with someone who contacted you. That code may be the last thing protecting your account.
A QUICK ACTION YOU CAN TAKE TODAY
Check your recent sign-in activity.
If you see a device or location you do not recognize, change your password from the official app or website and turn on multifactor authentication.
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Unsure whether a message is legitimate?
Forward it to us or call before you click. A quick second opinion can prevent a much larger problem.